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In this chapter, we learned how mortgages are used to help people purchase a home.

Please research at least two of the following topics and report your findings:

  • How do you “qualify” for a home mortgage, that is, what conditions must be met for a bank to approve your home loan?
  • What expenses do you need to budget for in addition to the mortgage payment itself?
  • What are the pros and cons of home buying vs. renting?