1. How will the spreadsheet model help management make better decisions ? How would the business benefit from being able to simulate information on a regular basis ? 2. Describe how you incorporated appropriate formatting , text labels , named ranges , and organization throughout the spreadsheet model . 3. How does the simulation model control for conditions of uncertainty ? 4. What is the purpose of assessing risk ? Do you think that clients will ever pay too much money , possibly causing negative consequences for the insurance agency ? 5. How could predictive models help underwriters work more efficiently ? 6. Do you have any recommendations for future changes to the spreadsheet model that would better suit the insurance agency ?